Free · private · no sign-up

Move a slider, see your EMI.

Home, car and personal loans: set the amount, interest rate and tenure, and the monthly EMI, total interest and total payment update as you go, with a year-wise schedule below.

  • No account needed
  • Runs in your browser
  • ₹ in lakhs and crores
emi-calculator — runs in your browserPrivate

Your loan

Loan type

Fills in a typical rate and tenure to start from.

Monthly EMI

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—

  • Principal amount—
  • Total interest—
Total payment
—
Last EMI
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Year-wise schedule

How much of each year’s EMIs goes to principal and to interest.

Year EMIs paid Principal Interest Balance

Your numbers stay on this device. Results are estimates, not financial advice.

App features

Every EMI, at a glance.

The Android app runs the same numbers and keeps your loans on your phone.

Currencies
26
Languages
12
Accounts needed
0
Free credits to try Pro
5

EMI with sliders

Move the sliders for amount, rate and tenure, in years or months. A live donut shows the EMI, total interest and total payment. Loan type chips fill in a typical rate and tenure to start from.

  • Free

Year-wise schedule

Principal, interest and balance for every year of the loan, with a balance chart.

  • Free

Save, track and remind

Save up to 3 loans, mark EMIs as paid, set reminders and add a home screen widget.

  • Free

Processing fee and GST

Add the processing fee with 18% GST, see part-payment savings and compare two loans. Pro, or 24 hours with a credit.

  • Pro

SIP, FD and RD

Plan savings next to your loans, and check a refinance or balance transfer.

  • Pro

FAQ

Frequently asked questions

How is EMI calculated?

EMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1), where P is the loan amount, r is the yearly rate ÷ 12 ÷ 100 and n is the tenure in months. Interest is charged on the reducing balance, so early EMIs are mostly interest.

What do the loan type chips do?

They fill in a typical interest rate and tenure to start from. Change either one to match the offer you have.

Does this include the processing fee?

No. This page shows the EMI on the loan amount. The Android app can add a processing fee with 18% GST (Pro, or 24 hours with a credit).

Is this my bank’s exact EMI?

It is an estimate for comparison, not a loan offer. Your lender’s EMI can differ because of rounding, the date of your first EMI, fees and rate changes on a floating-rate loan. FightTech is not a lender.

What does the Android app add?

Processing fee with 18% GST, SIP, FD and RD calculators, part-payment, comparing two loans, and refinance or balance transfer, plus saved loans, reminders and a widget. Pro is a one-time lifetime purchase or a monthly or 3-month plan; each credit opens a Pro tool for 24 hours, and you start with 5.

Your EMI, always in your pocket.

EMI Calculator for Android: home, car and personal loans, with SIP, FD and RD tools.

Get it on Google Play
  • No account
  • Works without a signal
  • 26 currencies, 12 languages